Through the VIP Health & Wellness program, members save dramatically over the retail price of their diabetic supplies. Product packages include a premier Glucose Meter, control solution, test strips, lancets and lancing device. Supplies are shipped regularly at no additional cost.
Highlights
* Many different product packages to choose from based on testing requirements. Product packages are designed for everyday testing.
* Product packages are priced from $29.99/month to $169.99/month, which is 60% off the average competitors’ retail prices.
* Save an additional 15% off on any single order items including test strips, lancets, lancing device, and more.
* Toll-free ordering, regular shipments and convenient home delivery on all diabetic supplies.
* Free shipping on supplies when package option is selected.
Tuesday, December 13, 2011
Thursday, December 8, 2011
More Physicians Embrace Web-Based Health Solutions
More Physicians Embrace Web-Based Health Solutions
Published: Tuesday, 22 Nov 2011 | 9:07 AM ET
Text Size 
By: Shelly K. Schwartz,
Special to CNBC.com
Special to CNBC.com
The house call is back — with a high-tech spin.
 |
Tom Grill | Getty Images |
In a bid to accommodate the aging population and the increasingly hectic lifestyles of their patients, physicians are embracing a broad spectrum of Web-based software solutions that are bringing healthcare services into the home.
From real time videoconferencing to secure online chats, telehealth is not only changing the way care gets delivered, but helping to improve medical outcomes by making care more accessible to patients who lack easy access, according to Ronald Dixon, a practicing general internist and director of the Center for Integration of Medicine and Innovative Technology, CIMIT , in Boston.
“We do a lot of chronic disease management in primary care, which is where telehealth is the most valuable to me,” Dixon said.
Patients with hypertension, diabetes, depression, coronary disease and other chronic illnesses, for example, can connect with doctors in his practice via a secure patient portal from their home or office computers and ask questions, or complete quick follow-up visits online — appointments they would otherwise be less likely to keep.
Virtual visits are also ideal for the growing number of elderly patients who are too frail to travel, those in rural locations, young mothers who can’t find or afford childcare, and busy professionals who have difficulty taking time off during the work week, which is fueling demand for remote patient monitoring.
Datamonitor, the London-based market research firm, estimates the market for telehealth services in the U.S. and Europe will grow from $3 billion in 2009 to nearly $8 billion by 2012.
A 2010 survey by Intel also found that 89 percent of health care decision makers believe telehealth will transform health care over the next 10 years.
Some two-thirds of health care professionals are currently using telehealth solutions, the survey found, with an 87 percent satisfaction rate. Among those not currently utilizing such technology, 50 percent plan to implement it within the next year.
One driver is internet software solutions allowing affordable and simpple digital dialogue to the consumer level.
That, coupled with reimbursement reform, is giving doctors good reason to learn the high tech ropes, says Roy Schoenberg, chief executive of American Well, a Boston-based telehealth company that provides Web-based software.
 |
Many third party payers, he notes, including Medicare and private health insurance plans, are beginning to pay providers for online visits — typically at a lower rate than a traditional office visit. But it’s a vast improvement over no reimbursement at all.
At the same time, many payers are implementing pay-for-performance reimbursement models, in which physicians get rewarded for keeping patients in their practice healthy. That incentivizes doctors to use telehealth technology towards that goal.
“Physicians are beginning to take financial risk for their patients so they now have a greater incentive to remain in closer contact with their patients,” says Schoenberg. “If the patient does better from an outcome perspective, then the provider does better financially.”
Growing Demand for Medical Software
American Well sells its software primarily to health insurance carriers, which, in turn, allow in-network physicians to use the technology to “see” patients through videoconferencing, by phone or secure chat.
Offered in more than a dozen states, including New York, Texas, and Minnesota, the software enables doctors to review clinical information, prescribe medication and suggest follow-up care online for patients in the state where they are licensed. More complex visits are still performed in the office.
Due to growing demand from individual providers, however, American Well is also now selling its product to private practices, allowing doctors and specialists to set their own fees for online consultations.
Other companies entering the telehealth space with on demand virtual care include TelaDoc in Dallas and MDLiveCare in Sunrise, Fla.
 |
AP |
For its part, CIMIT is also developing software that enables patients to connect not just with the first available doctor, but their own physician.
Dixon says all ten doctors in his practice are currently testing the software as part of the Virtual Practice Pilot program at Massachusetts General Hospital, which is studying the effectiveness of live office visits versus videoconferencing patient encounters.
“We’re trying to create a platform connected to patients’ actual doctors so it’s personalized doctor communication with a known entity,” says Dixon, noting the biggest challenge thus far is managing online workflow. “We’re used to having patients come into the physical office and check in, so now we’re creating virtual workflow and that all needs to be integrated with the patient’s electronic medical record.”
Biometrics: The Next Frontier
The next frontier for telemedicine, according to Schoenberg, is biometrics.
“We have the capability to bring care to patients, but we also want to make sure that that care is brought in at the right time — when it’s needed,” he says.
Earlier this year, American Well partnered with Seattle-based telehealth monitoring company Numera Health to let doctors review vitals alongside their patient’s medical history chart during online visits.
The data are captured and transmitted real time using at-home consumer devices such as blood pressure cuffs at home and glucose meters.
“This is a very big deal as we look ahead to what’s going to happen in healthcare in the next few years,” says Schoenberg. “If a patient is diabetic, their glucometer at home collects information on their blood sugar levels and that information flows transparently into our system and gets in front of the physician.”
As doctors continue to adopt telehealth services in their practices, patients (particularly the elderly and underserved) will benefit from better quality, more convenient care, says Yael Harris, director of the office of health IT and quality for the Health Resources and Services Administration.
Doctors, too, will be able to keep closer tabs on their patients, and get paid for doing it.
“Telehealth has the potential to transform the delivery of care in the United States,” says Harris, noting it will be “especially valuable as our nation experiences an increasingly aging population and a shortage of health professionals in rural and underserved areas to meet these increased needs.”
Tuesday, November 22, 2011
More Physicians Embrace Web-Based Health Solutions
http://www.cnbc.com/id/45307767/
More Physicians Embrace Web-Based Health Solutions
Published: Tuesday, 22 Nov 2011 | 9:07 AM ET
Text Size
By: Shelly K. Schwartz,
Special to CNBC.com
Tom Grill | Getty Images
In a bid to accommodate the aging population and the increasingly hectic lifestyles of their patients, physicians are embracing a broad spectrum of Web-based software solutions that are bringing healthcare services into the home.
From real time videoconferencing to secure online chats, telehealth is not only changing the way care gets delivered, but helping to improve medical outcomes by making care more accessible to patients who lack easy access, according to Ronald Dixon, a practicing general internist and director of the Center for Integration of Medicine and Innovative Technology, CIMIT , in Boston.
“We do a lot of chronic disease management in primary care, which is where telehealth is the most valuable to me,” Dixon said.
Patients with hypertension, diabetes, depression, coronary disease and other chronic illnesses, for example, can connect with doctors in his practice via a secure patient portal from their home or office computers and ask questions, or complete quick follow-up visits online — appointments they would otherwise be less likely to keep.
Virtual visits are also ideal for the growing number of elderly patients who are too frail to travel, those in rural locations, young mothers who can’t find or afford childcare, and busy professionals who have difficulty taking time off during the work week, which is fueling demand for remote patient monitoring.
Datamonitor, the London-based market research firm, estimates the market for telehealth services in the U.S. and Europe will grow from $3 billion in 2009 to nearly $8 billion by 2012.
A 2010 survey by Intel also found that 89 percent of health care decision makers believe telehealth will transform health care over the next 10 years.
Some two-thirds of health care professionals are currently using telehealth solutions, the survey found, with an 87 percent satisfaction rate. Among those not currently utilizing such technology, 50 percent plan to implement it within the next year.
One driver is internet software solutions allowing affordable and simpple digital dialogue to the consumer level.
That, coupled with reimbursement reform, is giving doctors good reason to learn the high tech ropes, says Roy Schoenberg, chief executive of American Well, a Boston-based telehealth company that provides Web-based software.
Quick Change for Business - A CNBC Special Report
Many third party payers, he notes, including Medicare and private health insurance plans, are beginning to pay providers for online visits — typically at a lower rate than a traditional office visit. But it’s a vast improvement over no reimbursement at all.
At the same time, many payers are implementing pay-for-performance reimbursement models, in which physicians get rewarded for keeping patients in their practice healthy. That incentivizes doctors to use telehealth technology towards that goal.
“Physicians are beginning to take financial risk for their patients so they now have a greater incentive to remain in closer contact with their patients,” says Schoenberg. “If the patient does better from an outcome perspective, then the provider does better financially.”
Growing Demand for Medical Software
American Well sells its software primarily to health insurance carriers, which, in turn, allow in-network physicians to use the technology to “see” patients through videoconferencing, by phone or secure chat.
Offered in more than a dozen states, including New York, Texas, and Minnesota, the software enables doctors to review clinical information, prescribe medication and suggest follow-up care online for patients in the state where they are licensed. More complex visits are still performed in the office.
Due to growing demand from individual providers, however, American Well is also now selling its product to private practices, allowing doctors and specialists to set their own fees for online consultations.
Other companies entering the telehealth space with on demand virtual care include TelaDoc in Dallas and MDLiveCare in Sunrise, Fla.
AP
For its part, CIMIT is also developing software that enables patients to connect not just with the first available doctor, but their own physician.
Dixon says all ten doctors in his practice are currently testing the software as part of the Virtual Practice Pilot program at Massachusetts General Hospital, which is studying the effectiveness of live office visits versus videoconferencing patient encounters.
“We’re trying to create a platform connected to patients’ actual doctors so it’s personalized doctor communication with a known entity,” says Dixon, noting the biggest challenge thus far is managing online workflow. “We’re used to having patients come into the physical office and check in, so now we’re creating virtual workflow and that all needs to be integrated with the patient’s electronic medical record.”
Biometrics: The Next Frontier
The next frontier for telemedicine, according to Schoenberg, is biometrics.
“We have the capability to bring care to patients, but we also want to make sure that that care is brought in at the right time — when it’s needed,” he says.
Earlier this year, American Well partnered with Seattle-based telehealth monitoring company Numera Health to let doctors review vitals alongside their patient’s medical history chart during online visits.
The data are captured and transmitted real time using at-home consumer devices such as blood pressure cuffs at home and glucose meters.
“This is a very big deal as we look ahead to what’s going to happen in healthcare in the next few years,” says Schoenberg. “If a patient is diabetic, their glucometer at home collects information on their blood sugar levels and that information flows transparently into our system and gets in front of the physician.”
As doctors continue to adopt telehealth services in their practices, patients (particularly the elderly and underserved) will benefit from better quality, more convenient care, says Yael Harris, director of the office of health IT and quality for the Health Resources and Services Administration.
Doctors, too, will be able to keep closer tabs on their patients, and get paid for doing it.
“Telehealth has the potential to transform the delivery of care in the United States,” says Harris, noting it will be “especially valuable as our nation experiences an increasingly aging population and a shortage of health professionals in rural and underserved areas to meet these increased needs.”
More Physicians Embrace Web-Based Health Solutions
Published: Tuesday, 22 Nov 2011 | 9:07 AM ET
Text Size
By: Shelly K. Schwartz,
Special to CNBC.com
Tom Grill | Getty Images
In a bid to accommodate the aging population and the increasingly hectic lifestyles of their patients, physicians are embracing a broad spectrum of Web-based software solutions that are bringing healthcare services into the home.
From real time videoconferencing to secure online chats, telehealth is not only changing the way care gets delivered, but helping to improve medical outcomes by making care more accessible to patients who lack easy access, according to Ronald Dixon, a practicing general internist and director of the Center for Integration of Medicine and Innovative Technology, CIMIT , in Boston.
“We do a lot of chronic disease management in primary care, which is where telehealth is the most valuable to me,” Dixon said.
Patients with hypertension, diabetes, depression, coronary disease and other chronic illnesses, for example, can connect with doctors in his practice via a secure patient portal from their home or office computers and ask questions, or complete quick follow-up visits online — appointments they would otherwise be less likely to keep.
Virtual visits are also ideal for the growing number of elderly patients who are too frail to travel, those in rural locations, young mothers who can’t find or afford childcare, and busy professionals who have difficulty taking time off during the work week, which is fueling demand for remote patient monitoring.
Datamonitor, the London-based market research firm, estimates the market for telehealth services in the U.S. and Europe will grow from $3 billion in 2009 to nearly $8 billion by 2012.
A 2010 survey by Intel also found that 89 percent of health care decision makers believe telehealth will transform health care over the next 10 years.
Some two-thirds of health care professionals are currently using telehealth solutions, the survey found, with an 87 percent satisfaction rate. Among those not currently utilizing such technology, 50 percent plan to implement it within the next year.
One driver is internet software solutions allowing affordable and simpple digital dialogue to the consumer level.
That, coupled with reimbursement reform, is giving doctors good reason to learn the high tech ropes, says Roy Schoenberg, chief executive of American Well, a Boston-based telehealth company that provides Web-based software.
Quick Change for Business - A CNBC Special Report
Many third party payers, he notes, including Medicare and private health insurance plans, are beginning to pay providers for online visits — typically at a lower rate than a traditional office visit. But it’s a vast improvement over no reimbursement at all.
At the same time, many payers are implementing pay-for-performance reimbursement models, in which physicians get rewarded for keeping patients in their practice healthy. That incentivizes doctors to use telehealth technology towards that goal.
“Physicians are beginning to take financial risk for their patients so they now have a greater incentive to remain in closer contact with their patients,” says Schoenberg. “If the patient does better from an outcome perspective, then the provider does better financially.”
Growing Demand for Medical Software
American Well sells its software primarily to health insurance carriers, which, in turn, allow in-network physicians to use the technology to “see” patients through videoconferencing, by phone or secure chat.
Offered in more than a dozen states, including New York, Texas, and Minnesota, the software enables doctors to review clinical information, prescribe medication and suggest follow-up care online for patients in the state where they are licensed. More complex visits are still performed in the office.
Due to growing demand from individual providers, however, American Well is also now selling its product to private practices, allowing doctors and specialists to set their own fees for online consultations.
Other companies entering the telehealth space with on demand virtual care include TelaDoc in Dallas and MDLiveCare in Sunrise, Fla.
AP
For its part, CIMIT is also developing software that enables patients to connect not just with the first available doctor, but their own physician.
Dixon says all ten doctors in his practice are currently testing the software as part of the Virtual Practice Pilot program at Massachusetts General Hospital, which is studying the effectiveness of live office visits versus videoconferencing patient encounters.
“We’re trying to create a platform connected to patients’ actual doctors so it’s personalized doctor communication with a known entity,” says Dixon, noting the biggest challenge thus far is managing online workflow. “We’re used to having patients come into the physical office and check in, so now we’re creating virtual workflow and that all needs to be integrated with the patient’s electronic medical record.”
Biometrics: The Next Frontier
The next frontier for telemedicine, according to Schoenberg, is biometrics.
“We have the capability to bring care to patients, but we also want to make sure that that care is brought in at the right time — when it’s needed,” he says.
Earlier this year, American Well partnered with Seattle-based telehealth monitoring company Numera Health to let doctors review vitals alongside their patient’s medical history chart during online visits.
The data are captured and transmitted real time using at-home consumer devices such as blood pressure cuffs at home and glucose meters.
“This is a very big deal as we look ahead to what’s going to happen in healthcare in the next few years,” says Schoenberg. “If a patient is diabetic, their glucometer at home collects information on their blood sugar levels and that information flows transparently into our system and gets in front of the physician.”
As doctors continue to adopt telehealth services in their practices, patients (particularly the elderly and underserved) will benefit from better quality, more convenient care, says Yael Harris, director of the office of health IT and quality for the Health Resources and Services Administration.
Doctors, too, will be able to keep closer tabs on their patients, and get paid for doing it.
“Telehealth has the potential to transform the delivery of care in the United States,” says Harris, noting it will be “especially valuable as our nation experiences an increasingly aging population and a shortage of health professionals in rural and underserved areas to meet these increased needs.”
Monday, November 14, 2011
Roadside Assistance
Roadside Assistance
Don’t ever be left stranded! With Roadside Assistance, car trouble is no trouble. Available 24/7, Roadside Assistance is there for you if any of your family vehicles need gas, batteries, flat tire assistance, or up to 15 miles of towing – all with coverage of up to $80. With Roadside Assistance, you and your family are safe wherever you are – around town or on trips – and especially when it’s most inconvenient to have car trouble!
* Towing Assistance
* Flat Tire Assistance
* Fuel, Oil, Fluid and Water Delivery Service
* Lock-out Assistance
* Battery Assistance
* Collision Assistance
Intro
Tuesday, June 01, 2010 5:52 AM
Flat Tire? Dead battery? Out of gas? Need a tow? Call Roadside Assist toll free 24 hours a day and a service vehicle will be sent to help.
B2B-General Information
Friday, June 12, 2009 8:45 AM
Get one free service call per disablement on tire change, battery service, lost keys/unlock, gas delivery, collision assistance, parts delivery, and parts installation, plus up to 15 miles towing (up to $80 retail value).
Gen Info-Spanish
Thursday, October 16, 2008 7:45 AM
ROADSIDE ASSISTANCE
Ventajas
* Disponible 24 horas al día, 365 días del año.
* Miembros cubiertos incluyen miembro y sus dependientes hasta los 21 años de edad que vivan en la misma dirección registrada al conducir cualquier automóvil que poseen o arrienden (Por 12 meses o más).
* Servicio de grúa:
* Asistencia en un reventón de neumático
* Servicio de envió de agua, gasolina, aceité o liquido para motor
* Asistencia de cerrajero
* Asistencia para batería
* Asistencia en collision
https://content.newbenefits.com/contentImages/rss2.gif
FAQ
Thursday, July 19, 2007 4:40 AM
ROADSIDE ASSIST FAQs
Q. How does this benefit work?
A. Just by calling the toll-free number on the membership card, a service vehicle is dispatched to the member's location. Emergency Roadside Assistance is available throughout the United States and Canada, 24 hours a day, 365 days a year. Members only pay for any costs in excess of the $80.00 per occurrence limit plus any non-covered costs.
Q. Can the vehicle be left unattended where it became disabled and still be serviced?
A. Service providers are not allowed to service an unattended vehicle so it is important that the vehicle remains attended after the call for assistance has been placed.
Q. Can members still be reimbursed if they pay out of pocket at the time of service?
A. Members must contact Emergency Roadside Assistance's 24-hour, toll-free number to have an authorized network service provider dispatched to their assistance. Assistance obtained through any source other than the Emergency Roadside Assistance provider is not covered and is not reimbursable. In the event that service is not obtainable through the Emergency Roadside Assistance provider, the member will receive an authorization number from the Emergency Roadside Assistance provider and will receive a refund of payments made according to the program benefit and coverage limits for services secured independently.
Q. What exactly is considered a 'covered emergency?'
A. The following are covered emergencies, subject to the $80.00 per occurrence limitation:
* Towing Assistance - When towing is necessary, the covered vehicle will be towed to the closest qualified service facility or to any location requested
* Battery Service - If a battery failure occurs, a jump-start will be applied to start the covered vehicle
* Flat Tire Assistance - Service consists of the removal of the flat tire and its replacement with the spare tire
* Fuel, Oil, Fluid, and Water Delivery Service - An emergency supply of fuel, oil, fluid, and water will be delivered if you are in immediate need. You must pay for the fuel or other fluid when it is delivered
* Lock-out Assistance - If your keys are locked inside of the vehicle, we will provide assistance in gaining entry to the vehicle.
https://content.newbenefits.com/contentImages/rss2.gif
General Information
Monday, August 21, 2006 11:38 AM
ROADSIDE ASSISTANCE
Roadside Assistance is available 24 hours a day, 365 days a year to assist members when owned or leased vehicles are disabled as a result of unavoidable circumstances. Members will only have to pay for any non-covered expenses or covered costs in excess of the 15 miles per occurrence maximum (up to $80 retail value). Coverage is extended to the member, spouse, and dependent children up to 21 years of age permanently residing at registered address when driving any vehicles that they own or lease for 12 months or longer.
Highlights
* Available 24 hours a day, 365 days a year
* Up to 15 miles towing (up to $80 retail value) per occurrence maximum for covered charges
* Covers Member, spouse and dependent children up to age 21 permanently residing at registered address when driving any vehicles they own or lease (12 months or longer)
* Towing Assistance
* Flat Tire Assistance
* Fuel, Oil, Fluid and Water Delivery Service
* Lock-out Assistance
* Battery Assistance
* Collision Assistance
Don’t ever be left stranded! With Roadside Assistance, car trouble is no trouble. Available 24/7, Roadside Assistance is there for you if any of your family vehicles need gas, batteries, flat tire assistance, or up to 15 miles of towing – all with coverage of up to $80. With Roadside Assistance, you and your family are safe wherever you are – around town or on trips – and especially when it’s most inconvenient to have car trouble!
* Towing Assistance
* Flat Tire Assistance
* Fuel, Oil, Fluid and Water Delivery Service
* Lock-out Assistance
* Battery Assistance
* Collision Assistance
Intro
Tuesday, June 01, 2010 5:52 AM
Flat Tire? Dead battery? Out of gas? Need a tow? Call Roadside Assist toll free 24 hours a day and a service vehicle will be sent to help.
B2B-General Information
Friday, June 12, 2009 8:45 AM
Get one free service call per disablement on tire change, battery service, lost keys/unlock, gas delivery, collision assistance, parts delivery, and parts installation, plus up to 15 miles towing (up to $80 retail value).
Gen Info-Spanish
Thursday, October 16, 2008 7:45 AM
ROADSIDE ASSISTANCE
Ventajas
* Disponible 24 horas al día, 365 días del año.
* Miembros cubiertos incluyen miembro y sus dependientes hasta los 21 años de edad que vivan en la misma dirección registrada al conducir cualquier automóvil que poseen o arrienden (Por 12 meses o más).
* Servicio de grúa:
* Asistencia en un reventón de neumático
* Servicio de envió de agua, gasolina, aceité o liquido para motor
* Asistencia de cerrajero
* Asistencia para batería
* Asistencia en collision
https://content.newbenefits.com/contentImages/rss2.gif
FAQ
Thursday, July 19, 2007 4:40 AM
ROADSIDE ASSIST FAQs
Q. How does this benefit work?
A. Just by calling the toll-free number on the membership card, a service vehicle is dispatched to the member's location. Emergency Roadside Assistance is available throughout the United States and Canada, 24 hours a day, 365 days a year. Members only pay for any costs in excess of the $80.00 per occurrence limit plus any non-covered costs.
Q. Can the vehicle be left unattended where it became disabled and still be serviced?
A. Service providers are not allowed to service an unattended vehicle so it is important that the vehicle remains attended after the call for assistance has been placed.
Q. Can members still be reimbursed if they pay out of pocket at the time of service?
A. Members must contact Emergency Roadside Assistance's 24-hour, toll-free number to have an authorized network service provider dispatched to their assistance. Assistance obtained through any source other than the Emergency Roadside Assistance provider is not covered and is not reimbursable. In the event that service is not obtainable through the Emergency Roadside Assistance provider, the member will receive an authorization number from the Emergency Roadside Assistance provider and will receive a refund of payments made according to the program benefit and coverage limits for services secured independently.
Q. What exactly is considered a 'covered emergency?'
A. The following are covered emergencies, subject to the $80.00 per occurrence limitation:
* Towing Assistance - When towing is necessary, the covered vehicle will be towed to the closest qualified service facility or to any location requested
* Battery Service - If a battery failure occurs, a jump-start will be applied to start the covered vehicle
* Flat Tire Assistance - Service consists of the removal of the flat tire and its replacement with the spare tire
* Fuel, Oil, Fluid, and Water Delivery Service - An emergency supply of fuel, oil, fluid, and water will be delivered if you are in immediate need. You must pay for the fuel or other fluid when it is delivered
* Lock-out Assistance - If your keys are locked inside of the vehicle, we will provide assistance in gaining entry to the vehicle.
https://content.newbenefits.com/contentImages/rss2.gif
General Information
Monday, August 21, 2006 11:38 AM
ROADSIDE ASSISTANCE
Roadside Assistance is available 24 hours a day, 365 days a year to assist members when owned or leased vehicles are disabled as a result of unavoidable circumstances. Members will only have to pay for any non-covered expenses or covered costs in excess of the 15 miles per occurrence maximum (up to $80 retail value). Coverage is extended to the member, spouse, and dependent children up to 21 years of age permanently residing at registered address when driving any vehicles that they own or lease for 12 months or longer.
Highlights
* Available 24 hours a day, 365 days a year
* Up to 15 miles towing (up to $80 retail value) per occurrence maximum for covered charges
* Covers Member, spouse and dependent children up to age 21 permanently residing at registered address when driving any vehicles they own or lease (12 months or longer)
* Towing Assistance
* Flat Tire Assistance
* Fuel, Oil, Fluid and Water Delivery Service
* Lock-out Assistance
* Battery Assistance
* Collision Assistance
Sunday, November 13, 2011
Legal Care Dirct Included on our Lifestlye Card
LEGAL CARE DIRECT
The legal benefit is provided by a nationwide discount legal referral service. Attorneys in our network have an average of 19.4 years of experience.
Highlights
* A nationwide network of thousands of attorneys in all 50 states
* Plan attorneys will either charge $125.00 per hour, or 40% off their usual and customary hourly rate, whichever is greater
* Nine (9) free services* which include:
o Unlimited initial phone consultations for new legal matters
o Initial one-on-One consultations for new legal matters
o Attorney review of independent legal documents (6 page max.) per new matter
o When deemed appropriate by plan attorney, attorneys will write letters on member's behalf
o When deemed appropriate by plan attorney, attorneys will make phone calls on member's behalf
o Assistance in solving problems with government programs such as welfare and INS
o Attorneys will help members represent themselves in small claims court
o Free simple will with annual updates
o A state specific, web-based, free Living Will form is available to members. This form can be taken to and completed by the attorney
The following are eight (8) commonly used legal services for which plan attorneys have agreed to charge a one-time, deeply discounted fee:
Traffic Ticket Defense
$ 89.00
Name Change
$ 155.00
Real Estate Closing
$ 250.00
Chapter 7 Bankruptcy
$ 750.00
Simple Divorce
$ 275.00
Simple Will with Minor's Trust
$ 250.00
Non-support (spouse/child)
$ 275.00
Regular Incorporation
$ 295.00
Prices are subject to change without notice and may vary by region.
*In many states, attorney liability may require plan attorneys to obtain a retainer from the member prior to providing some of the free members benefits.
The legal benefit is provided by a nationwide discount legal referral service. Attorneys in our network have an average of 19.4 years of experience.
Highlights
* A nationwide network of thousands of attorneys in all 50 states
* Plan attorneys will either charge $125.00 per hour, or 40% off their usual and customary hourly rate, whichever is greater
* Nine (9) free services* which include:
o Unlimited initial phone consultations for new legal matters
o Initial one-on-One consultations for new legal matters
o Attorney review of independent legal documents (6 page max.) per new matter
o When deemed appropriate by plan attorney, attorneys will write letters on member's behalf
o When deemed appropriate by plan attorney, attorneys will make phone calls on member's behalf
o Assistance in solving problems with government programs such as welfare and INS
o Attorneys will help members represent themselves in small claims court
o Free simple will with annual updates
o A state specific, web-based, free Living Will form is available to members. This form can be taken to and completed by the attorney
The following are eight (8) commonly used legal services for which plan attorneys have agreed to charge a one-time, deeply discounted fee:
Traffic Ticket Defense
$ 89.00
Name Change
$ 155.00
Real Estate Closing
$ 250.00
Chapter 7 Bankruptcy
$ 750.00
Simple Divorce
$ 275.00
Simple Will with Minor's Trust
$ 250.00
Non-support (spouse/child)
$ 275.00
Regular Incorporation
$ 295.00
Prices are subject to change without notice and may vary by region.
*In many states, attorney liability may require plan attorneys to obtain a retainer from the member prior to providing some of the free members benefits.
Wednesday, November 9, 2011
Monday, November 7, 2011
VISION FAQ
VISION FAQ
Q. What is the vision benefit? Does it include eye exams? Does it include contact lenses?
A. The vision benefit offers 10% to 60% discounts on eyewear and eye care at more than 12,000 optical locations throughout the United States. Providers include national optical chains such as LensCrafters, Pearle Vision, EyeMasters, JCPenney, and Sears as well as regional chains and thousands of independent practitioners. Often many participating locations offer discounts of 10% on eye exams for both eye glasses and contact lenses. Additionally, the ophthalmology portion of the network offers 10% to 30% discounts on eye exams and surgical procedures, including the popular laser surgeries in select markets.
On average, members receive a 20% discount on replacement contact lenses (excluding disposable lenses) at retail locations. Members may elect to use the mail order service to purchase replacement contact lenses (including disposables) at a 10% to 40% discount.
Q. Is Coast to Coast Vision™ (CTC) discount insurance?
A. No. While an insured plan is available, CTC is a discount eyewear and eye care program. There is no paperwork. The participating retail optical locations will give the discount at the time of the purchase.
Q. Can members use CTC if they already have vision insurance?
A. Yes. In most cases CTC can be utilized to reduce out of pocket expenses. For example, once the insurance benefit has been exhausted, members may use their discount to buy additional pairs of glasses or contacts.
Q. Is there a limit on the number of times the benefit can be used?
A. There is no limit on the number of times the member or family member can take advantage of the savings provided by CTC.
Q. Does the CTC discount include family members?
A. It includes the member, their spouse and all legal dependents.
Q. What is included with CTC membership?
A. Prescription glasses and contact lenses are discounted 20% to 60% in most cases. Eye exams and surgery are discounted 10% to 30% where available.
Q. Why does the discount vary from 10% to 60%?
A. Many variables go into the calculation of the discount such as market demographics, location, hours of operation, one-hour service capability and level of retail mark-up.
Example - a chain provider in a major metropolitan mall, open seven days a week, 10 hours a day with an on-site lab, will more than likely have a different mark-up than an independent practitioner in a rural community. However, members will pay almost exactly the same price for the exact same materials regardless of where the purchase is made. Only the percentage of discount off retail may vary.
Q. Can members receive the discount at any optical location?
A. No. Members must go to an optical location that is contracted with Coast to Coast Vision™ to receive a discount. Our providers include national, regional and local chains as well as thousands of independent professionals.
Q. What is a dispensing fee?
A. The dispensing fee is the amount of money that is added to the provider's wholesale acquisition cost of materials. It is generally the only profit made by the provider on your purchase.
Q. Is the eye exam discounted?
A. Yes, at approximately 4,000 of our 12,000 locations nationwide. Our member service representatives can tell you which locations discount eye exams in your area.
Q. What do I do when I get to the location to get my discount?
A. All you need to do to receive your discount is show the provider your membership card and tell them you are with Coast to Coast Vision™. It is very important that you mention Coast to Coast Vision™ Network to ensure a discount at the time of purchase.
Q. Do I get the discount if the store is running a sale?
A. The location will not combine our contracted discount with the sale price. However, in most cases, the Coast to Coast price will be better than the sale price.
Q. Do the retail locations mark up the merchandise to give me the discount?
A. No, you receive the discount because CTC brings the buying power of over 10 million members to the optical retailers participating with us.
Q. How do I get my eye doctor or optician on the Coast To Coast Vision™ network?
A. If you wish to refer your doctor to the CTC network, just give us their name, address and phone number and we will contact them about becoming a provider. If your practitioner does not wish to join the plan, you can still use him/her for your eye exam. Simply take your prescription to one of our participating providers to receive your discount on glasses or contact lenses.
Q. How can I be guaranteed the greatest savings on contact lenses for me and for my husband?
A. Although members receive a 10% to 20% discount when purchasing replacement contact lenses at participating optical centers, the greatest savings and selection for contact lenses is often offered through the mail order program. Replacement contact lenses are discounted at 10% to 40% below retail.
Q. Can I purchase disposable contact lenses at a discount through a participating optical center?
A. No. Disposable lenses are generally priced as "loss leaders" at the retail stores. However, members can use the mail order contact lens program to receive discounts when ordering disposable lenses.
Q. What if my contact lenses are destroyed while I'm on vacation?
A. Simply call the toll-free number on the back of your membership card. The patient registration keeps your prescription on file until it expires and we can send your replacements overnight to you almost anywhere in the world.
Q. What is LASIK?
A. LASIK (Laser-Assisted In Situ Keratomileusis) is an outpatient treatment that uses an Excimer Laser (cool beam of light) to gently reshape the front surface of the eye (the cornea). Reshaping the cornea redirects the light angle as it enters the eye to refocus correctly on the retina. This allows images to be more sharply focused. Vision recovery is rapid, and there is little or no post-operative pain. With refractive procedures, your dependence upon glasses and contact lenses should diminish significantly.
Q. Can LASIK be done if I have astigmatism?
A. Yes, the LASIK procedure has been approved to effectively treat astigmatism as well as myopia (nearsightedness) and hyperopia (farsightedness).
Q. What is the vision benefit? Does it include eye exams? Does it include contact lenses?
A. The vision benefit offers 10% to 60% discounts on eyewear and eye care at more than 12,000 optical locations throughout the United States. Providers include national optical chains such as LensCrafters, Pearle Vision, EyeMasters, JCPenney, and Sears as well as regional chains and thousands of independent practitioners. Often many participating locations offer discounts of 10% on eye exams for both eye glasses and contact lenses. Additionally, the ophthalmology portion of the network offers 10% to 30% discounts on eye exams and surgical procedures, including the popular laser surgeries in select markets.
On average, members receive a 20% discount on replacement contact lenses (excluding disposable lenses) at retail locations. Members may elect to use the mail order service to purchase replacement contact lenses (including disposables) at a 10% to 40% discount.
Q. Is Coast to Coast Vision™ (CTC) discount insurance?
A. No. While an insured plan is available, CTC is a discount eyewear and eye care program. There is no paperwork. The participating retail optical locations will give the discount at the time of the purchase.
Q. Can members use CTC if they already have vision insurance?
A. Yes. In most cases CTC can be utilized to reduce out of pocket expenses. For example, once the insurance benefit has been exhausted, members may use their discount to buy additional pairs of glasses or contacts.
Q. Is there a limit on the number of times the benefit can be used?
A. There is no limit on the number of times the member or family member can take advantage of the savings provided by CTC.
Q. Does the CTC discount include family members?
A. It includes the member, their spouse and all legal dependents.
Q. What is included with CTC membership?
A. Prescription glasses and contact lenses are discounted 20% to 60% in most cases. Eye exams and surgery are discounted 10% to 30% where available.
Q. Why does the discount vary from 10% to 60%?
A. Many variables go into the calculation of the discount such as market demographics, location, hours of operation, one-hour service capability and level of retail mark-up.
Example - a chain provider in a major metropolitan mall, open seven days a week, 10 hours a day with an on-site lab, will more than likely have a different mark-up than an independent practitioner in a rural community. However, members will pay almost exactly the same price for the exact same materials regardless of where the purchase is made. Only the percentage of discount off retail may vary.
Q. Can members receive the discount at any optical location?
A. No. Members must go to an optical location that is contracted with Coast to Coast Vision™ to receive a discount. Our providers include national, regional and local chains as well as thousands of independent professionals.
Q. What is a dispensing fee?
A. The dispensing fee is the amount of money that is added to the provider's wholesale acquisition cost of materials. It is generally the only profit made by the provider on your purchase.
Q. Is the eye exam discounted?
A. Yes, at approximately 4,000 of our 12,000 locations nationwide. Our member service representatives can tell you which locations discount eye exams in your area.
Q. What do I do when I get to the location to get my discount?
A. All you need to do to receive your discount is show the provider your membership card and tell them you are with Coast to Coast Vision™. It is very important that you mention Coast to Coast Vision™ Network to ensure a discount at the time of purchase.
Q. Do I get the discount if the store is running a sale?
A. The location will not combine our contracted discount with the sale price. However, in most cases, the Coast to Coast price will be better than the sale price.
Q. Do the retail locations mark up the merchandise to give me the discount?
A. No, you receive the discount because CTC brings the buying power of over 10 million members to the optical retailers participating with us.
Q. How do I get my eye doctor or optician on the Coast To Coast Vision™ network?
A. If you wish to refer your doctor to the CTC network, just give us their name, address and phone number and we will contact them about becoming a provider. If your practitioner does not wish to join the plan, you can still use him/her for your eye exam. Simply take your prescription to one of our participating providers to receive your discount on glasses or contact lenses.
Q. How can I be guaranteed the greatest savings on contact lenses for me and for my husband?
A. Although members receive a 10% to 20% discount when purchasing replacement contact lenses at participating optical centers, the greatest savings and selection for contact lenses is often offered through the mail order program. Replacement contact lenses are discounted at 10% to 40% below retail.
Q. Can I purchase disposable contact lenses at a discount through a participating optical center?
A. No. Disposable lenses are generally priced as "loss leaders" at the retail stores. However, members can use the mail order contact lens program to receive discounts when ordering disposable lenses.
Q. What if my contact lenses are destroyed while I'm on vacation?
A. Simply call the toll-free number on the back of your membership card. The patient registration keeps your prescription on file until it expires and we can send your replacements overnight to you almost anywhere in the world.
Q. What is LASIK?
A. LASIK (Laser-Assisted In Situ Keratomileusis) is an outpatient treatment that uses an Excimer Laser (cool beam of light) to gently reshape the front surface of the eye (the cornea). Reshaping the cornea redirects the light angle as it enters the eye to refocus correctly on the retina. This allows images to be more sharply focused. Vision recovery is rapid, and there is little or no post-operative pain. With refractive procedures, your dependence upon glasses and contact lenses should diminish significantly.
Q. Can LASIK be done if I have astigmatism?
A. Yes, the LASIK procedure has been approved to effectively treat astigmatism as well as myopia (nearsightedness) and hyperopia (farsightedness).
Wednesday, October 26, 2011
Free Pharmacy Drug Card 10% below AARP pricing Download Direct and Use Today
Free Pharmacy Drug Card Click Here to Download
Save 10% to 85% on most medications. Accepted at over 60,000 retail pharmacies. Mail order guarantee: Save at least $5 on the best retail price quote over $10 or 10% below AARP pricing.Click here to get a price quote.
Save 10% to 85% on most medications. Accepted at over 60,000 retail pharmacies. Mail order guarantee: Save at least $5 on the best retail price quote over $10 or 10% below AARP pricing.Click here to get a price quote.
Tuesday, October 25, 2011
Request Your Free Pharmacy Discount Card Today
eMail us at info@lifebenefitscard.com to request your free Pharmacy Discount Card
SAVINGS EXAMPLES
Drug Strength/Quantity Retail Price Discounted Price Percentage Savings
Vicodin 5MG-500MG, 40 qty $17.52 $11.01 37%
HCTZ 25MG, 30 qty $8.51 $6.53 23%
Amoxicillin 500MG, 21 qty $14.00 $10.24 27%
Glucophage 500MG, 60 qty $23.76 $13.32 44%
Zithromax 250MG, 6 qty $48.45 $30.36 37%
Xanax 0.5MG, 60 qty $19.78 $11.49 42%
Bactrim DS 800-160MG, 20 qty $14.08 $11.72 17%
Darvocet 100-650MG, 45 qty $23.31 $14.15 39%
Soma 350MG, 60 qty $37.80 $17.96 52%
Zestril 20MG, 30 qty $17.18 $11.49 33%
*Prices are subject to change without notice and may vary by region.
Payment must be made at the time of service in order to receive a discount.
Chains
Monday, June 13, 2011 9:31 AM
PARTICIPATING CHAINS
ACME Markets
A & P
Arrow
Bartell
Bi-Lo
Bi-Mart
Biggs
Brookshire Grocery
Brookshire Brothers
Buehler's Foods
CostCo
Cubs
CVS
Dahl's
Dillons
Discount Drug Mart
Dominick's Finer Foods
Duane Reade
Fagen Pharmacies
Family Care Pharmacies
Family Drug/Care Plus
Fred Meyer
Fry's Food & Drug
Giant Eagle
Hannaford
HEB
Hy-Vee
K-Mart
Kash-n-Karry
Kerr Drugs
King Kullen
King Soopers
Kinney Drugs
Klingensmith's
Kroger
Longs Drug Stores
Lucky Pharmacy
May's Drug
Medco Drug
Medic Discount
Med-X
Meijer
Marills Drug
Navarro Discount Drug
Parnida
Pathmark Stores
Quick Chek Food Stores
Randall's
Rite Aid
Rinderer's Drug
Sav-More Drug Stores
Save Mart
Schnuck's Market
Seaway Foods
Shopko
Shop N' Save
Shoprite
Smith's Food/Drug
Snyder Drugs
Star Markets
Super D
Target
The Great A & P
The Pharm
Tom Thumb
United Drug
USA Drugs
Von's
Walgreens
Wal-Mart
Weis Markets
Winn Dixie
PHARMACY FAQs
Q. What can I expect to save with this membership?
A. Prices will always vary on prescription drugs and therefore it is impossible
to estimate specific dollar savings through any non-insured drug program. Your
membership offers two avenues for drug purchases: The Neighborhood Pharmacy
program offers 10% to 85% discounts on acute care medications and the Mail Order
Pharmacy guarantees an average of 10% off AARP's prices. Should you receive a
quote anywhere else for less than our mail order pharmacy, we will beat it by a
minimum of $5.00 on brand name and generic medications priced at $10.00 or more
with no postage or dispensing fees added. Savings can not be used in conjunction
with other discount or insurance cards.
Q. Do I get a discount on every single drug at the neighborhood pharmacy when I
use my Membership card?
A. Not necessarily. Drug stores, like hardware and grocery stores determine
their own pricing structures. Due to large discounts from manufacturers, some
drugs may already be priced at or below the PBM's discount price. However, as a
general rule, you can expect that 80% to 90% of your required, acute care
prescription needs will be discounted below the stores usual retail price. The
PBM network pharmacies have agreed to sell prescription drugs at the contract
price, or their "usual retail price" whichever is lower.
Q. Why didn't I save any money at the participating local drugstore?
A. More than likely, you ordered a long-term maintenance medication versus a
short-term acute care medication such as an antibiotic or pain-killer. Most
pharmacies use long-term, maintenance medications as "loss leaders" and price
these drugs at or below cost. They do this so that their customers will assume
that all their prices are low. It's a marketing strategy. The pharmacy realizes
that for long-term medications, you'll shop around in order to get the best
price for a medication that you may be taking for the rest of your life. As the
consumer, you are led to believe that this pharmacy has low prices on all their
prescription drugs and other items. Our pharmacy program has contracted with
independent and chain pharmacies nationwide to offer you a discounted price that
will normally save you 10% to 85% on short term medications. However, in order
to draw customers, many pharmacies opt to price their prescriptions lower than
the contracted price. In this case the member gets the lower of the two.
Normally, they use high profile maintenance drugs for these "loss leader" price
reductions such as Prozac, Zantac, and Premarin. In order to guarantee members a
savings, we established a mail order pharmacy program which absolutely,
positively guarantees to beat any price quoted elsewhere by a minimum of $5.00
with no dispensing or postage fees added provided the brand or generic price
exceeds $10.00.
Q. What if the Pharmacist doesn't recognize the card's name?
A. Always make inquiries in person and be sure to bring your card with you. When
the pharmacist sees the Pharmacy Benefit Manager information on the card, the
pharmacist then understands which program you are on.
Q. Is this a co-pay insurance card?
A. No. A co-pay card is an insured product where the customer pays a preset
amount and the insurance company pays the remainder. This membership is a
discount card offering reduced prices. You are responsible to pay the pharmacy
100% of the discounted price.
Q. I'm a member and called the Mail Order Pharmacy to get a price quote on my
maintenance drugs. The price quote was higher than my old pharmacy. What should
I do?
A. When you call the Mail Order Pharmacy to get a price quote, be sure to tell
the representative where you found it for less. If the quotation you are given
does not beat the price you are currently paying by at least $5.00, the operator
will verify the price being charged at your local pharmacy and beat it by $5.00.
This outstanding price guarantee is effective for all brand or generic drugs
priced over $10.00.
*The $5.00 guaranteed savings cannot be used in conjunction with other discount
or insurance cards.
Payment must be made at the time of service in order to receive a discount
SAVINGS EXAMPLES
Drug Strength/Quantity Retail Price Discounted Price Percentage Savings
Vicodin 5MG-500MG, 40 qty $17.52 $11.01 37%
HCTZ 25MG, 30 qty $8.51 $6.53 23%
Amoxicillin 500MG, 21 qty $14.00 $10.24 27%
Glucophage 500MG, 60 qty $23.76 $13.32 44%
Zithromax 250MG, 6 qty $48.45 $30.36 37%
Xanax 0.5MG, 60 qty $19.78 $11.49 42%
Bactrim DS 800-160MG, 20 qty $14.08 $11.72 17%
Darvocet 100-650MG, 45 qty $23.31 $14.15 39%
Soma 350MG, 60 qty $37.80 $17.96 52%
Zestril 20MG, 30 qty $17.18 $11.49 33%
*Prices are subject to change without notice and may vary by region.
Payment must be made at the time of service in order to receive a discount.
Chains
Monday, June 13, 2011 9:31 AM
PARTICIPATING CHAINS
ACME Markets
A & P
Arrow
Bartell
Bi-Lo
Bi-Mart
Biggs
Brookshire Grocery
Brookshire Brothers
Buehler's Foods
CostCo
Cubs
CVS
Dahl's
Dillons
Discount Drug Mart
Dominick's Finer Foods
Duane Reade
Fagen Pharmacies
Family Care Pharmacies
Family Drug/Care Plus
Fred Meyer
Fry's Food & Drug
Giant Eagle
Hannaford
HEB
Hy-Vee
K-Mart
Kash-n-Karry
Kerr Drugs
King Kullen
King Soopers
Kinney Drugs
Klingensmith's
Kroger
Longs Drug Stores
Lucky Pharmacy
May's Drug
Medco Drug
Medic Discount
Med-X
Meijer
Marills Drug
Navarro Discount Drug
Parnida
Pathmark Stores
Quick Chek Food Stores
Randall's
Rite Aid
Rinderer's Drug
Sav-More Drug Stores
Save Mart
Schnuck's Market
Seaway Foods
Shopko
Shop N' Save
Shoprite
Smith's Food/Drug
Snyder Drugs
Star Markets
Super D
Target
The Great A & P
The Pharm
Tom Thumb
United Drug
USA Drugs
Von's
Walgreens
Wal-Mart
Weis Markets
Winn Dixie
PHARMACY FAQs
Q. What can I expect to save with this membership?
A. Prices will always vary on prescription drugs and therefore it is impossible
to estimate specific dollar savings through any non-insured drug program. Your
membership offers two avenues for drug purchases: The Neighborhood Pharmacy
program offers 10% to 85% discounts on acute care medications and the Mail Order
Pharmacy guarantees an average of 10% off AARP's prices. Should you receive a
quote anywhere else for less than our mail order pharmacy, we will beat it by a
minimum of $5.00 on brand name and generic medications priced at $10.00 or more
with no postage or dispensing fees added. Savings can not be used in conjunction
with other discount or insurance cards.
Q. Do I get a discount on every single drug at the neighborhood pharmacy when I
use my Membership card?
A. Not necessarily. Drug stores, like hardware and grocery stores determine
their own pricing structures. Due to large discounts from manufacturers, some
drugs may already be priced at or below the PBM's discount price. However, as a
general rule, you can expect that 80% to 90% of your required, acute care
prescription needs will be discounted below the stores usual retail price. The
PBM network pharmacies have agreed to sell prescription drugs at the contract
price, or their "usual retail price" whichever is lower.
Q. Why didn't I save any money at the participating local drugstore?
A. More than likely, you ordered a long-term maintenance medication versus a
short-term acute care medication such as an antibiotic or pain-killer. Most
pharmacies use long-term, maintenance medications as "loss leaders" and price
these drugs at or below cost. They do this so that their customers will assume
that all their prices are low. It's a marketing strategy. The pharmacy realizes
that for long-term medications, you'll shop around in order to get the best
price for a medication that you may be taking for the rest of your life. As the
consumer, you are led to believe that this pharmacy has low prices on all their
prescription drugs and other items. Our pharmacy program has contracted with
independent and chain pharmacies nationwide to offer you a discounted price that
will normally save you 10% to 85% on short term medications. However, in order
to draw customers, many pharmacies opt to price their prescriptions lower than
the contracted price. In this case the member gets the lower of the two.
Normally, they use high profile maintenance drugs for these "loss leader" price
reductions such as Prozac, Zantac, and Premarin. In order to guarantee members a
savings, we established a mail order pharmacy program which absolutely,
positively guarantees to beat any price quoted elsewhere by a minimum of $5.00
with no dispensing or postage fees added provided the brand or generic price
exceeds $10.00.
Q. What if the Pharmacist doesn't recognize the card's name?
A. Always make inquiries in person and be sure to bring your card with you. When
the pharmacist sees the Pharmacy Benefit Manager information on the card, the
pharmacist then understands which program you are on.
Q. Is this a co-pay insurance card?
A. No. A co-pay card is an insured product where the customer pays a preset
amount and the insurance company pays the remainder. This membership is a
discount card offering reduced prices. You are responsible to pay the pharmacy
100% of the discounted price.
Q. I'm a member and called the Mail Order Pharmacy to get a price quote on my
maintenance drugs. The price quote was higher than my old pharmacy. What should
I do?
A. When you call the Mail Order Pharmacy to get a price quote, be sure to tell
the representative where you found it for less. If the quotation you are given
does not beat the price you are currently paying by at least $5.00, the operator
will verify the price being charged at your local pharmacy and beat it by $5.00.
This outstanding price guarantee is effective for all brand or generic drugs
priced over $10.00.
*The $5.00 guaranteed savings cannot be used in conjunction with other discount
or insurance cards.
Payment must be made at the time of service in order to receive a discount
Sunday, October 23, 2011
DENTAL FAQs
Q. How does the dental plan work?
A. Participating dental providers are listed in the membership fulfillment kit; members may also call the toll-free number located on the back of the membership card Monday through Friday, 7 a.m. to 7 p.m. and Saturday, 8 a.m. to 5 p.m. Central Time. When calling to schedule an appointment the member should identify him/herself as a member of the Aetna Dental Access program. To receive the discount the member must present the membership card and pay the total bill at the time of service.
Q. Is there a limit to the number of times the card may be used?
A. No. Members and their families may take advantage of the savings any time throughout the year. Members may also change dentists within the network whenever they choose.
Q. May this discount be combined with dental insurance?
A. In many cases, members may use both. Simply visit a participating dental provider, pay the bill and submit it to the insurance company. The net out-of-pocket cost will be lower because the insurance company should reimburse the member their plan allotted percentage of the reduced bill.
Q. Is there someone that can answer questions about the card and services offered?
A. Yes. Simply call the toll-free number located on the back of the membership card Monday through Friday, between 7 a.m. and 7 p.m. Central and Saturday between 9 a.m. and 1 p.m. Central. A member services representative is standing by to answer any questions.
Q. What if a member's dentist is not a participating provider?
A. Simply call the toll-free number on the membership card and give the member services representative the doctor's name, address, phone number and specialty. We then contact the doctor about becoming a provider.
A. Participating dental providers are listed in the membership fulfillment kit; members may also call the toll-free number located on the back of the membership card Monday through Friday, 7 a.m. to 7 p.m. and Saturday, 8 a.m. to 5 p.m. Central Time. When calling to schedule an appointment the member should identify him/herself as a member of the Aetna Dental Access program. To receive the discount the member must present the membership card and pay the total bill at the time of service.
Q. Is there a limit to the number of times the card may be used?
A. No. Members and their families may take advantage of the savings any time throughout the year. Members may also change dentists within the network whenever they choose.
Q. May this discount be combined with dental insurance?
A. In many cases, members may use both. Simply visit a participating dental provider, pay the bill and submit it to the insurance company. The net out-of-pocket cost will be lower because the insurance company should reimburse the member their plan allotted percentage of the reduced bill.
Q. Is there someone that can answer questions about the card and services offered?
A. Yes. Simply call the toll-free number located on the back of the membership card Monday through Friday, between 7 a.m. and 7 p.m. Central and Saturday between 9 a.m. and 1 p.m. Central. A member services representative is standing by to answer any questions.
Q. What if a member's dentist is not a participating provider?
A. Simply call the toll-free number on the membership card and give the member services representative the doctor's name, address, phone number and specialty. We then contact the doctor about becoming a provider.
ROADSIDE ASSIST FAQs
Q. How does this benefit work?
A. Just by calling the toll-free number on the membership card, a service vehicle is dispatched to the member's location. Emergency Roadside Assistance is available throughout the United States and Canada, 24 hours a day, 365 days a year. Members only pay for any costs in excess of the $80.00 per occurrence limit plus any non-covered costs.
Q. Can the vehicle be left unattended where it became disabled and still be serviced?
A. Service providers are not allowed to service an unattended vehicle so it is important that the vehicle remains attended after the call for assistance has been placed.
Q. Can members still be reimbursed if they pay out of pocket at the time of service?
A. Members must contact Emergency Roadside Assistance's 24-hour, toll-free number to have an authorized network service provider dispatched to their assistance. Assistance obtained through any source other than the Emergency Roadside Assistance provider is not covered and is not reimbursable. In the event that service is not obtainable through the Emergency Roadside Assistance provider, the member will receive an authorization number from the Emergency Roadside Assistance provider and will receive a refund of payments made according to the program benefit and coverage limits for services secured independently.
Q. What exactly is considered a 'covered emergency?'
A. The following are covered emergencies, subject to the $80.00 per occurrence limitation:
* Towing Assistance - When towing is necessary, the covered vehicle will be towed to the closest qualified service facility or to any location requested
* Battery Service - If a battery failure occurs, a jump-start will be applied to start the covered vehicle
* Flat Tire Assistance - Service consists of the removal of the flat tire and its replacement with the spare tire
* Fuel, Oil, Fluid, and Water Delivery Service - An emergency supply of fuel, oil, fluid, and water will be delivered if you are in immediate need. You must pay for the fuel or other fluid when it is delivered
* Lock-out Assistance - If your keys are locked inside of the vehicle, we will provide assistance in gaining entry to the vehicle.
A. Just by calling the toll-free number on the membership card, a service vehicle is dispatched to the member's location. Emergency Roadside Assistance is available throughout the United States and Canada, 24 hours a day, 365 days a year. Members only pay for any costs in excess of the $80.00 per occurrence limit plus any non-covered costs.
Q. Can the vehicle be left unattended where it became disabled and still be serviced?
A. Service providers are not allowed to service an unattended vehicle so it is important that the vehicle remains attended after the call for assistance has been placed.
Q. Can members still be reimbursed if they pay out of pocket at the time of service?
A. Members must contact Emergency Roadside Assistance's 24-hour, toll-free number to have an authorized network service provider dispatched to their assistance. Assistance obtained through any source other than the Emergency Roadside Assistance provider is not covered and is not reimbursable. In the event that service is not obtainable through the Emergency Roadside Assistance provider, the member will receive an authorization number from the Emergency Roadside Assistance provider and will receive a refund of payments made according to the program benefit and coverage limits for services secured independently.
Q. What exactly is considered a 'covered emergency?'
A. The following are covered emergencies, subject to the $80.00 per occurrence limitation:
* Towing Assistance - When towing is necessary, the covered vehicle will be towed to the closest qualified service facility or to any location requested
* Battery Service - If a battery failure occurs, a jump-start will be applied to start the covered vehicle
* Flat Tire Assistance - Service consists of the removal of the flat tire and its replacement with the spare tire
* Fuel, Oil, Fluid, and Water Delivery Service - An emergency supply of fuel, oil, fluid, and water will be delivered if you are in immediate need. You must pay for the fuel or other fluid when it is delivered
* Lock-out Assistance - If your keys are locked inside of the vehicle, we will provide assistance in gaining entry to the vehicle.
Friday, October 21, 2011
Teladoc for $9.87 including all Calls for Family to Doctors and 7 other benefits
We are offering our Corporate price to the general public. This is the best price you can find. Join today.
Below is a nice overview of Teladoc and how it works. The only difference is all our calls to Doctors for the entire family is included.
http://www.youtube.com/watch?v=t84lcKdfal4
Below is a nice overview of Teladoc and how it works. The only difference is all our calls to Doctors for the entire family is included.
http://www.youtube.com/watch?v=t84lcKdfal4
Monday, October 17, 2011
TELADOC™ Spanish
LBC Provides Teladoc on Our Medical Discount Card for $9.87 per month for the enitire family with unlimitd Phone Calls to Doctors at no addional Charge.
Gen Info-Spanish
Thursday, October 16, 2008 7:49 AM
TELADOC™
Teladoc es una red nacional de médicos certificados por la asociación médica, la cual provee consultas telefónicas con cobertura cruzada 24 horas al día, 365 días al año. Los médicos de Teladoc usan historiales de salud electrónicos (EHR – por sus siglas en inglés) y consultas telefónicas para diagnosticar, recomendar tratamiento y recetar por escrito medicamentos de corto plazo, no controlados por la DEA, cuando sea apropiado. Teladoc no reemplaza la relación con el médico general existente y, por el contrario, la mejora con una alternativa para problemas médicos menores, eficiente y menos costosa.
Beneficios de Teladoc
* Médicos disponibles en cualquier momento, cualquier lugar, 24/7/365
* Hable con un médico, en la mayoría de los casos, en menos de 30 minutos, pero garantizado dentro de 3 horas
* El médico revisa y actualiza el historial médico cuando está realizando la consulta médica
* Historiales médicos electrónicos seguros, personales y portátiles.
Llame a Teladoc:
* Cuando su medico general no esté disponible
* Después de horas normales de operación
* Para cuidado médico que no sea de emergencia
* Cuando esté en vacaciones o en un viaje de negocios
Teladoc trata condiciones médicas como:
* Sinusitis
* Condiciones respiratorias
* Infecciones del tracto urinario
* Alergias
* Bronquitis
* Hiedra Venenosa
* Conjuntivitis
* Resfriado o Gripe
Avisos Legales
Teladoc no reemplaza el médico general. Teladoc no está disponible en Oklahoma. Teladoc no garantiza que se le dará una receta médica y opera sujeto a las regulaciones estatales. Teladoc no receta sustancias controladas por la DEA. Los médicos de Teladoc se reservan el derecho de negar cuidado por abuso potencial de los servicios. Teladoc, Inc. © 2002-2011.
Gen Info-Spanish
Thursday, October 16, 2008 7:49 AM
TELADOC™
Teladoc es una red nacional de médicos certificados por la asociación médica, la cual provee consultas telefónicas con cobertura cruzada 24 horas al día, 365 días al año. Los médicos de Teladoc usan historiales de salud electrónicos (EHR – por sus siglas en inglés) y consultas telefónicas para diagnosticar, recomendar tratamiento y recetar por escrito medicamentos de corto plazo, no controlados por la DEA, cuando sea apropiado. Teladoc no reemplaza la relación con el médico general existente y, por el contrario, la mejora con una alternativa para problemas médicos menores, eficiente y menos costosa.
Beneficios de Teladoc
* Médicos disponibles en cualquier momento, cualquier lugar, 24/7/365
* Hable con un médico, en la mayoría de los casos, en menos de 30 minutos, pero garantizado dentro de 3 horas
* El médico revisa y actualiza el historial médico cuando está realizando la consulta médica
* Historiales médicos electrónicos seguros, personales y portátiles.
Llame a Teladoc:
* Cuando su medico general no esté disponible
* Después de horas normales de operación
* Para cuidado médico que no sea de emergencia
* Cuando esté en vacaciones o en un viaje de negocios
Teladoc trata condiciones médicas como:
* Sinusitis
* Condiciones respiratorias
* Infecciones del tracto urinario
* Alergias
* Bronquitis
* Hiedra Venenosa
* Conjuntivitis
* Resfriado o Gripe
Avisos Legales
Teladoc no reemplaza el médico general. Teladoc no está disponible en Oklahoma. Teladoc no garantiza que se le dará una receta médica y opera sujeto a las regulaciones estatales. Teladoc no receta sustancias controladas por la DEA. Los médicos de Teladoc se reservan el derecho de negar cuidado por abuso potencial de los servicios. Teladoc, Inc. © 2002-2011.
Thursday, October 13, 2011
MAIL ORDER CONTACTS
Mail Order Contacts
Thursday, November 30, 2006 4:01 AM
MAIL ORDER CONTACTS
Members receive greater savings on contact lenses through our mail order program. Members simply call a toll-free number for price quotes and to place an order. Most orders are received within 7 to 14 days.
Highlights
* Savings of 10% to 40% through the mail order services.
* Most major brands of contact lenses are available, including disposables, torics, bifocals and gas permeable lenses.
* All valid prescriptions are kept on file for reorder purchases.
* No limit on the number of times the membership may be used during the year
Price Comparison
Friday, July 14, 2006 8:24 AM
PRICE COMPARISON
Example 1 - New York, NY
Regular Exam (Ophthalmologist)
$150.00
CTC Member pays:
$120.00
Savings:
$30.00
Conventional Lasik:
$5,500.00
CTC Member Pays:
$3,600.00
Savings:
$1,900.00
TOTAL SAVINGS=$1,930.00
Example 2 - Dallas, TX
Regular Exam (Ophthalmologist)
$190.00
CTC Member pays:
$133.00
Savings:
$57.00
Frames (Regular)
$89.95
CTC Member Pays:
$54.47
Savings:
$31.48
Progressive / Polycarbonate
$209.00
CTC Member pays:
$156.75
Savings:
$52.25
TOTAL SAVINGS=$140.73
Example 3 - Tampa, FL
Extended Exam (Ophthalmologist)
$225.00
CTC Member pays:
$157.50
Savings:
$67.50
Frames (Designer)
$200.00
CTC Member Pays:
$72.72
Savings:
$127.28
Single Vision Lens (Plastic)
$170.00
CTC Member pays:
$110.50
Savings:
$59.50
TOTAL SAVINGS=$254.28
Thursday, November 30, 2006 4:01 AM
MAIL ORDER CONTACTS
Members receive greater savings on contact lenses through our mail order program. Members simply call a toll-free number for price quotes and to place an order. Most orders are received within 7 to 14 days.
Highlights
* Savings of 10% to 40% through the mail order services.
* Most major brands of contact lenses are available, including disposables, torics, bifocals and gas permeable lenses.
* All valid prescriptions are kept on file for reorder purchases.
* No limit on the number of times the membership may be used during the year
Price Comparison
Friday, July 14, 2006 8:24 AM
PRICE COMPARISON
Example 1 - New York, NY
Regular Exam (Ophthalmologist)
$150.00
CTC Member pays:
$120.00
Savings:
$30.00
Conventional Lasik:
$5,500.00
CTC Member Pays:
$3,600.00
Savings:
$1,900.00
TOTAL SAVINGS=$1,930.00
Example 2 - Dallas, TX
Regular Exam (Ophthalmologist)
$190.00
CTC Member pays:
$133.00
Savings:
$57.00
Frames (Regular)
$89.95
CTC Member Pays:
$54.47
Savings:
$31.48
Progressive / Polycarbonate
$209.00
CTC Member pays:
$156.75
Savings:
$52.25
TOTAL SAVINGS=$140.73
Example 3 - Tampa, FL
Extended Exam (Ophthalmologist)
$225.00
CTC Member pays:
$157.50
Savings:
$67.50
Frames (Designer)
$200.00
CTC Member Pays:
$72.72
Savings:
$127.28
Single Vision Lens (Plastic)
$170.00
CTC Member pays:
$110.50
Savings:
$59.50
TOTAL SAVINGS=$254.28
Saturday, October 1, 2011
Tuesday, September 20, 2011
Mail Order Hearing Aids
Mail Order Hearing Aids
- Save 40% to 60% off average National Retail Pricing on over 100 models of name brand hearing instruments
- 45-day in-home trial period
- Receive the lowest price available
- One full year factory warranty
Friday, September 16, 2011
TelaDoc How to Use
TELADOC™800-835-2362BENEFIT HIGHLIGHTS Physicians who diagnose medical problems and prescribe short-term medication when appropriate using a cross coverage consult If medicine is needed a prescription is phoned into your local pharmacy All state licensed physicians specialize in cross coverage consults. They are primary care physicians, internists and urgent care physicians Doctors available 24 hours a day, 365 days a year Speak to a doctor quickly in most cases in less than an hour, but always within 3 hours guaranteed Doctor reviews your electronic health record prior to each consultation to aid diagnosis Fast, cost effective medical attention that saves both time and money You have already paid the membership access fee for this service. PLEASE REGISTER NOW!HOW TO REGISTER Required: There is no fee to register on line. There is a one-time registration fee of $12 per member if registering over the phone prior to your first consultation will be charged. Required: Credit Card, Debit Card or ACH Optional: The name and telephone number of your pharmacy (if you do not have this information handy, there is a search tool on the registration page to help you locate a CVS location nearest you.)REGISTRATION (Mandatory)Follow the steps below to register with Teladoc™.1. Go to www.Teladoc.com and click Set Up Account.2. Enter your legal first name, last name, date of birth and the company code. The company code is the group number listed on the front of your membership card. Note: You may also be asked to enter in your member ID in a future prompt so please keep your card available. After all have been entered, click Set Up Account Now.3. Complete all required fields on the Account Set Up page. Under Login Information you may keep your generated username/member ID or you may change it now. *Please contact the Member Services number on your membership card if you experience login issues.4. After you read the Terms and Conditions and Privacy Policy, signify your acceptance by entering your eSignature and then click Submit. What's Next? Medical History Disclosure: Each Teladoc™ member must complete a Medical History Disclosure prior to requesting their first consultation. This is a separate step from registering your account and is similar to the paperwork you complete on your first visit to a doctor. You may complete your Medical History Disclosure online for FREE. If you do not have Internet access, call 800-835-2362 and a representative will take your medical history over the telephone. There is a $12 charge associated with this option and a credit card payment is required during the call.To complete your Medical History Disclosure online: Logon to http://www.teladoc.com. Click on Login/Register in the upper right hand corner of the website page. Enter the username and password you created during registration. Complete the Medical History Disclosure. Complete the steps above for each participating family member.When you need a medical consult, go online to request a consult or call 800-835-2362. Teladoc™ is not associated with any doctor network included in your benefits package nor do they have access to network information. For that info, call the Member Services number on your membership card.Disclaimers Teladoc does not replace the primary care physician. Teladoc is not available in Oklahoma. Teladoc does not guarantee that a prescription will be written and operates subject to state regulations. Teladoc does not prescribe DEA controlled substances. Teladoc physicians reserve the right to deny care for potential misuse of services. Teladoc, Inc. © 2002-2011. |
Thursday, September 15, 2011
Pet Care Best Coverage In the Country Included on our Lifestyle Card
PET CAREThis benefit is for the birds, and dogs, and cats, and any pet you love! The Pet Care program saves you 25% at network veterinarians on most procedures, plus savings of 10% to 35% on pet products and services at participating merchants. Plus, get a free pet ID tag and confidential 24-hour pet location service in the event of a lost pet. Perfect for man’s best friend, whether great or small. |
Wednesday, September 14, 2011
Dental (Aetna)
http://www.lifebenefitscard.com/
DENTAL CARE
Highlights
- In most instances, members may save 15% to 50%* on services from general dentistry and cleanings to root canals, crowns and orthodontia.
- Over 92,500 ** dental practice locations.
- Save on routine dental services such as x-rays and fillings.
- Save on specialty care such as orthodontics and periodontics where available.
*Actual costs and savings vary by provider, service and geographical area.
** According to the Aetna Enterprise Provider Database as of November 1, 2010.
The discount program provides access to the Aetna Dental Access® network. This network is administered by Aetna Life Insurance Company (ALIC). Aetna may receive a percentage of the fee you pay to the discount vendor. The availability of a particular provider cannot be guaranteed and provider network composition is subject to change. Aetna does not provide dental, medical, vision or other health/care treatment and is not responsible for outcomes. All care is the responsibility of the treating provider, in consultation with the participant. Selection of a program provider is also the responsibility of the participant and is not based on any representations by Aetna. Program providers are solely responsible for the products and services they provide. Aetna does not endorse any vendors , products or services associated with this program. The non-dental discounts are rate-access programs. Aetna does not recommend the self management of health problems, nor do we promote any particular type of medical treatment. Neither ALIC nor any of its affiliates offers or administers the discount program. Neither ALIC nor any of its affiliates is an affiliate, agent, representative or employee of discount program. Dental providers are independent contractors and not employees or agents of ALIC or its affiliates. ALIC does not provide dental care or treatment and is not responsible for outcomes.
Tuesday, September 13, 2011
Hearing Savings Example
SAVINGS EXAMPLES Model Average Cost Member Cost Savings Percentage Beltone Invisa $1,500 - $3,300(per year) $1,275 - $2,805 15% Beltone Petite Plus $750.00(per year) $637.50 15% Beltone Optima 2000 $850.00(per year) $722.50 15% Prices are subject to change without notice and may vary by region. Payment must be made at the time of service in order to receive a discount.
Monday, September 12, 2011
Teladoc
http://youtu.be/t84lcKdfal4 Guys This Teladoc benefit is one of the eight benefits that come on our Medical Discount Card for $9.87 a month for the whole family!! Teladoc normally charges $38.00 per call and our Card includes unlimited calls to Doctors for the $9.87 a month for the whole family. http://www.lifebenefitscard.com/ is our site.
Saturday, September 10, 2011
Exmaples of Dental Savings You will Receive with our $9.87 a Month Medical Discount Card
SAVINGS EXAMPLES
*The select regional average fee represents the average fees for the procedures listed above in Los Angeles, Orlando, Chicago and New York City, as displayed in the Estimate the Cost of Care tool as of August 2008.  |
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