Thursday, August 16, 2012

WORKLIFE SERVICES

Just one of 14 Benefits on our Advantage Card

Life in today’s world can be hectic, complicated and stressful. Balancing the demands of family, work and personal needs can be tough. Thanks to Worklife Services, you can get help right when you need it. Worklife Services can find solutions for child care, elder care and many other everyday personal, household and family issues.

Highlights

Worklife Services can help find solutions for:
  • Child care, family daycare homes, summer camps, and before and after school programs.
  • Pregnancy resources and adoption information.
  • Elder care and care for adults with disabilities including:
    • home health care.
    • nursing homes.
    • adult day care.
    • assisted living.
    • meal programs.
    • transportation services.
  • Caregiver support for long-distance caregiving issues, community resources and support groups.
  • School planning, information and referrals from kindergarten through college for public, private and specialty schools.
  • Convenience services including:
    • relocation.
    • home cleaning.
    • lawn care.
    • home repair.
    • automotive.
    • pet care.

Tuesday, December 13, 2011

DIABETIC SUPPLIES

Through the VIP Health & Wellness program, members save dramatically over the retail price of their diabetic supplies. Product packages include a premier Glucose Meter, control solution, test strips, lancets and lancing device. Supplies are shipped regularly at no additional cost.
Highlights
    *     Many different product packages to choose from based on testing requirements. Product packages are designed for everyday testing.
    *     Product packages are priced from $29.99/month to $169.99/month, which is 60% off the average competitors’ retail prices.
    *     Save an additional 15% off on any single order items including test strips, lancets, lancing device, and more.
    *     Toll-free ordering, regular shipments and convenient home delivery on all diabetic supplies.
    *     Free shipping on supplies when package option is selected.

Thursday, December 8, 2011

More Physicians Embrace Web-Based Health Solutions

More Physicians Embrace Web-Based Health Solutions

Published: Tuesday, 22 Nov 2011 | 9:07 AM ET
Text Size
By: Shelly K. Schwartz,
Special to CNBC.com
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The house call is back — with a high-tech spin.
Tom Grill | Getty Images


In a bid to accommodate the aging population and the increasingly hectic lifestyles of their patients, physicians are embracing a broad spectrum of Web-based software solutions that are bringing healthcare services into the home.
From real time videoconferencing to secure online chats, telehealth is not only changing the way care gets delivered, but helping to improve medical outcomes by making care more accessible to patients who lack easy access, according to Ronald Dixon, a practicing general internist and director of the Center for Integration of Medicine and Innovative Technology, CIMIT , in Boston.
“We do a lot of chronic disease management in primary care, which is where telehealth is the most valuable to me,” Dixon said.
Patients with hypertension, diabetes, depression, coronary disease and other chronic illnesses, for example, can connect with doctors in his practice via a secure patient portal from their home or office computers and ask questions, or complete quick follow-up visits online — appointments they would otherwise be less likely to keep.
Virtual visits are also ideal for the growing number of elderly patients who are too frail to travel, those in rural locations, young mothers who can’t find or afford childcare, and busy professionals who have difficulty taking time off during the work week, which is fueling demand for remote patient monitoring.
Datamonitor, the London-based market research firm, estimates the market for telehealth services in the U.S. and Europe will grow from $3 billion in 2009 to nearly $8 billion by 2012.
A 2010 survey by Intel also found that 89 percent of health care decision makers believe telehealth will transform health care over the next 10 years.
Some two-thirds of health care professionals are currently using telehealth solutions, the survey found, with an 87 percent satisfaction rate. Among those not currently utilizing such technology, 50 percent plan to implement it within the next year.
One driver is internet software solutions allowing affordable and simpple digital dialogue to the consumer level.
That, coupled with reimbursement reform, is giving doctors good reason to learn the high tech ropes, says Roy Schoenberg, chief executive of American Well, a Boston-based telehealth company that provides Web-based software.
BadgeLinkQuick Change for Business - A CNBC Special Report

Many third party payers, he notes, including Medicare and private health insurance plans, are beginning to pay providers for online visits — typically at a lower rate than a traditional office visit. But it’s a vast improvement over no reimbursement at all.
At the same time, many payers are implementing pay-for-performance reimbursement models, in which physicians get rewarded for keeping patients in their practice healthy. That incentivizes doctors to use telehealth technology towards that goal.
“Physicians are beginning to take financial risk for their patients so they now have a greater incentive to remain in closer contact with their patients,” says Schoenberg. “If the patient does better from an outcome perspective, then the provider does better financially.”
Growing Demand for Medical Software
American Well sells its software primarily to health insurance carriers, which, in turn, allow in-network physicians to use the technology to “see” patients through videoconferencing, by phone or secure chat.
Offered in more than a dozen states, including New York, Texas, and Minnesota, the software enables doctors to review clinical information, prescribe medication and suggest follow-up care online for patients in the state where they are licensed. More complex visits are still performed in the office.
Due to growing demand from individual providers, however, American Well is also now selling its product to private practices, allowing doctors and specialists to set their own fees for online consultations.
Other companies entering the telehealth space with on demand virtual care include TelaDoc in Dallas and MDLiveCare in Sunrise, Fla.
AP


For its part, CIMIT is also developing software that enables patients to connect not just with the first available doctor, but their own physician.
Dixon says all ten doctors in his practice are currently testing the software as part of the Virtual Practice Pilot program at Massachusetts General Hospital, which is studying the effectiveness of live office visits versus videoconferencing patient encounters.
“We’re trying to create a platform connected to patients’ actual doctors so it’s personalized doctor communication with a known entity,” says Dixon, noting the biggest challenge thus far is managing online workflow. “We’re used to having patients come into the physical office and check in, so now we’re creating virtual workflow and that all needs to be integrated with the patient’s electronic medical record.”
Biometrics: The Next Frontier
The next frontier for telemedicine, according to Schoenberg, is biometrics.
“We have the capability to bring care to patients, but we also want to make sure that that care is brought in at the right time — when it’s needed,” he says.
Earlier this year, American Well partnered with Seattle-based telehealth monitoring company Numera Health to let doctors review vitals alongside their patient’s medical history chart during online visits.
The data are captured and transmitted real time using at-home consumer devices such as blood pressure cuffs at home and glucose meters.
“This is a very big deal as we look ahead to what’s going to happen in healthcare in the next few years,” says Schoenberg. “If a patient is diabetic, their glucometer at home collects information on their blood sugar levels and that information flows transparently into our system and gets in front of the physician.”
As doctors continue to adopt telehealth services in their practices, patients (particularly the elderly and underserved) will benefit from better quality, more convenient care, says Yael Harris, director of the office of health IT and quality for the Health Resources and Services Administration.
Doctors, too, will be able to keep closer tabs on their patients, and get paid for doing it.
“Telehealth has the potential to transform the delivery of care in the United States,” says Harris, noting it will be “especially valuable as our nation experiences an increasingly aging population and a shortage of health professionals in rural and underserved areas to meet these increased needs.”

Tuesday, November 22, 2011

More Physicians Embrace Web-Based Health Solutions

http://www.cnbc.com/id/45307767/

More Physicians Embrace Web-Based Health Solutions
Published: Tuesday, 22 Nov 2011 | 9:07 AM ET
Text Size
By: Shelly K. Schwartz,
Special to CNBC.com



Tom Grill | Getty Images

In a bid to accommodate the aging population and the increasingly hectic lifestyles of their patients, physicians are embracing a broad spectrum of Web-based software solutions that are bringing healthcare services into the home.

From real time videoconferencing to secure online chats, telehealth is not only changing the way care gets delivered, but helping to improve medical outcomes by making care more accessible to patients who lack easy access, according to Ronald Dixon, a practicing general internist and director of the Center for Integration of Medicine and Innovative Technology, CIMIT , in Boston.

“We do a lot of chronic disease management in primary care, which is where telehealth is the most valuable to me,” Dixon said.

Patients with hypertension, diabetes, depression, coronary disease and other chronic illnesses, for example, can connect with doctors in his practice via a secure patient portal from their home or office computers and ask questions, or complete quick follow-up visits online — appointments they would otherwise be less likely to keep.

Virtual visits are also ideal for the growing number of elderly patients who are too frail to travel, those in rural locations, young mothers who can’t find or afford childcare, and busy professionals who have difficulty taking time off during the work week, which is fueling demand for remote patient monitoring.

Datamonitor, the London-based market research firm, estimates the market for telehealth services in the U.S. and Europe will grow from $3 billion in 2009 to nearly $8 billion by 2012.

A 2010 survey by Intel also found that 89 percent of health care decision makers believe telehealth will transform health care over the next 10 years.

Some two-thirds of health care professionals are currently using telehealth solutions, the survey found, with an 87 percent satisfaction rate. Among those not currently utilizing such technology, 50 percent plan to implement it within the next year.

One driver is internet software solutions allowing affordable and simpple digital dialogue to the consumer level.

That, coupled with reimbursement reform, is giving doctors good reason to learn the high tech ropes, says Roy Schoenberg, chief executive of American Well, a Boston-based telehealth company that provides Web-based software.

Quick Change for Business - A CNBC Special Report

Many third party payers, he notes, including Medicare and private health insurance plans, are beginning to pay providers for online visits — typically at a lower rate than a traditional office visit. But it’s a vast improvement over no reimbursement at all.

At the same time, many payers are implementing pay-for-performance reimbursement models, in which physicians get rewarded for keeping patients in their practice healthy. That incentivizes doctors to use telehealth technology towards that goal.

“Physicians are beginning to take financial risk for their patients so they now have a greater incentive to remain in closer contact with their patients,” says Schoenberg. “If the patient does better from an outcome perspective, then the provider does better financially.”

Growing Demand for Medical Software

American Well sells its software primarily to health insurance carriers, which, in turn, allow in-network physicians to use the technology to “see” patients through videoconferencing, by phone or secure chat.

Offered in more than a dozen states, including New York, Texas, and Minnesota, the software enables doctors to review clinical information, prescribe medication and suggest follow-up care online for patients in the state where they are licensed. More complex visits are still performed in the office.

Due to growing demand from individual providers, however, American Well is also now selling its product to private practices, allowing doctors and specialists to set their own fees for online consultations.

Other companies entering the telehealth space with on demand virtual care include TelaDoc in Dallas and MDLiveCare in Sunrise, Fla.

AP

For its part, CIMIT is also developing software that enables patients to connect not just with the first available doctor, but their own physician.

Dixon says all ten doctors in his practice are currently testing the software as part of the Virtual Practice Pilot program at Massachusetts General Hospital, which is studying the effectiveness of live office visits versus videoconferencing patient encounters.

“We’re trying to create a platform connected to patients’ actual doctors so it’s personalized doctor communication with a known entity,” says Dixon, noting the biggest challenge thus far is managing online workflow. “We’re used to having patients come into the physical office and check in, so now we’re creating virtual workflow and that all needs to be integrated with the patient’s electronic medical record.”

Biometrics: The Next Frontier

The next frontier for telemedicine, according to Schoenberg, is biometrics.

“We have the capability to bring care to patients, but we also want to make sure that that care is brought in at the right time — when it’s needed,” he says.

Earlier this year, American Well partnered with Seattle-based telehealth monitoring company Numera Health to let doctors review vitals alongside their patient’s medical history chart during online visits.

The data are captured and transmitted real time using at-home consumer devices such as blood pressure cuffs at home and glucose meters.

“This is a very big deal as we look ahead to what’s going to happen in healthcare in the next few years,” says Schoenberg. “If a patient is diabetic, their glucometer at home collects information on their blood sugar levels and that information flows transparently into our system and gets in front of the physician.”

As doctors continue to adopt telehealth services in their practices, patients (particularly the elderly and underserved) will benefit from better quality, more convenient care, says Yael Harris, director of the office of health IT and quality for the Health Resources and Services Administration.

Doctors, too, will be able to keep closer tabs on their patients, and get paid for doing it.

“Telehealth has the potential to transform the delivery of care in the United States,” says Harris, noting it will be “especially valuable as our nation experiences an increasingly aging population and a shortage of health professionals in rural and underserved areas to meet these increased needs.”

Monday, November 14, 2011

Roadside Assistance

Roadside Assistance

Don’t ever be left stranded! With Roadside Assistance, car trouble is no trouble. Available 24/7, Roadside Assistance is there for you if any of your family vehicles need gas, batteries, flat tire assistance, or up to 15 miles of towing – all with coverage of up to $80. With Roadside Assistance, you and your family are safe wherever you are – around town or on trips – and especially when it’s most inconvenient to have car trouble!

* Towing Assistance
* Flat Tire Assistance
* Fuel, Oil, Fluid and Water Delivery Service
* Lock-out Assistance
* Battery Assistance
* Collision Assistance

Intro
Tuesday, June 01, 2010 5:52 AM
Flat Tire? Dead battery? Out of gas? Need a tow? Call Roadside Assist toll free 24 hours a day and a service vehicle will be sent to help.
B2B-General Information
Friday, June 12, 2009 8:45 AM

Get one free service call per disablement on tire change, battery service, lost keys/unlock, gas delivery, collision assistance, parts delivery, and parts installation, plus up to 15 miles towing (up to $80 retail value).
Gen Info-Spanish
Thursday, October 16, 2008 7:45 AM
ROADSIDE ASSISTANCE

Ventajas

* Disponible 24 horas al día, 365 días del año.
* Miembros cubiertos incluyen miembro y sus dependientes hasta los 21 años de edad que vivan en la misma dirección registrada al conducir cualquier automóvil que poseen o arrienden (Por 12 meses o más).
* Servicio de grúa:
* Asistencia en un reventón de neumático
* Servicio de envió de agua, gasolina, aceité o liquido para motor
* Asistencia de cerrajero
* Asistencia para batería
* Asistencia en collision

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FAQ
Thursday, July 19, 2007 4:40 AM
ROADSIDE ASSIST FAQs

Q. How does this benefit work?
A. Just by calling the toll-free number on the membership card, a service vehicle is dispatched to the member's location. Emergency Roadside Assistance is available throughout the United States and Canada, 24 hours a day, 365 days a year. Members only pay for any costs in excess of the $80.00 per occurrence limit plus any non-covered costs.

Q. Can the vehicle be left unattended where it became disabled and still be serviced?
A. Service providers are not allowed to service an unattended vehicle so it is important that the vehicle remains attended after the call for assistance has been placed.

Q. Can members still be reimbursed if they pay out of pocket at the time of service?
A. Members must contact Emergency Roadside Assistance's 24-hour, toll-free number to have an authorized network service provider dispatched to their assistance. Assistance obtained through any source other than the Emergency Roadside Assistance provider is not covered and is not reimbursable. In the event that service is not obtainable through the Emergency Roadside Assistance provider, the member will receive an authorization number from the Emergency Roadside Assistance provider and will receive a refund of payments made according to the program benefit and coverage limits for services secured independently.

Q. What exactly is considered a 'covered emergency?'
A. The following are covered emergencies, subject to the $80.00 per occurrence limitation:

* Towing Assistance - When towing is necessary, the covered vehicle will be towed to the closest qualified service facility or to any location requested
* Battery Service - If a battery failure occurs, a jump-start will be applied to start the covered vehicle
* Flat Tire Assistance - Service consists of the removal of the flat tire and its replacement with the spare tire
* Fuel, Oil, Fluid, and Water Delivery Service - An emergency supply of fuel, oil, fluid, and water will be delivered if you are in immediate need. You must pay for the fuel or other fluid when it is delivered
* Lock-out Assistance - If your keys are locked inside of the vehicle, we will provide assistance in gaining entry to the vehicle.

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General Information
Monday, August 21, 2006 11:38 AM
ROADSIDE ASSISTANCE

Roadside Assistance is available 24 hours a day, 365 days a year to assist members when owned or leased vehicles are disabled as a result of unavoidable circumstances. Members will only have to pay for any non-covered expenses or covered costs in excess of the 15 miles per occurrence maximum (up to $80 retail value). Coverage is extended to the member, spouse, and dependent children up to 21 years of age permanently residing at registered address when driving any vehicles that they own or lease for 12 months or longer.


Highlights

* Available 24 hours a day, 365 days a year
* Up to 15 miles towing (up to $80 retail value) per occurrence maximum for covered charges
* Covers Member, spouse and dependent children up to age 21 permanently residing at registered address when driving any vehicles they own or lease (12 months or longer)
* Towing Assistance
* Flat Tire Assistance
* Fuel, Oil, Fluid and Water Delivery Service
* Lock-out Assistance
* Battery Assistance
* Collision Assistance

Sunday, November 13, 2011

Legal Care Dirct Included on our Lifestlye Card

LEGAL CARE DIRECT

The legal benefit is provided by a nationwide discount legal referral service. Attorneys in our network have an average of 19.4 years of experience.

Highlights

* A nationwide network of thousands of attorneys in all 50 states
* Plan attorneys will either charge $125.00 per hour, or 40% off their usual and customary hourly rate, whichever is greater
* Nine (9) free services* which include:
o Unlimited initial phone consultations for new legal matters
o Initial one-on-One consultations for new legal matters
o Attorney review of independent legal documents (6 page max.) per new matter
o When deemed appropriate by plan attorney, attorneys will write letters on member's behalf
o When deemed appropriate by plan attorney, attorneys will make phone calls on member's behalf
o Assistance in solving problems with government programs such as welfare and INS
o Attorneys will help members represent themselves in small claims court
o Free simple will with annual updates
o A state specific, web-based, free Living Will form is available to members. This form can be taken to and completed by the attorney

The following are eight (8) commonly used legal services for which plan attorneys have agreed to charge a one-time, deeply discounted fee:

Traffic Ticket Defense


$ 89.00

Name Change


$ 155.00

Real Estate Closing


$ 250.00

Chapter 7 Bankruptcy


$ 750.00

Simple Divorce


$ 275.00

Simple Will with Minor's Trust


$ 250.00

Non-support (spouse/child)


$ 275.00

Regular Incorporation


$ 295.00


Prices are subject to change without notice and may vary by region.

*In many states, attorney liability may require plan attorneys to obtain a retainer from the member prior to providing some of the free members benefits.